Common Home Insurance Exclusions You Should Know

While home insurance provides a safety net, it's essential to understand that not all scenarios are covered. Exclusions exist within policies, and being aware of them can prevent unpleasant surprises when filing a claim. Let's delve into some common exclusions you should know about:

Flood
Earth Movement
Mold
Vandalism to vacant dwellings
Wear and tear
Property damage caused by pets
Enforcement of building codes and similar laws
Intentional acts
Neglect
Government acts

These are the most common exclusions on a homeowner’s policy. Additional exclusions may be present in your policy, therefore, contact your agent at 734-456-6000 or submit a request here to review your home coverage today!

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