What is a Wind/Hail Deductible?

With an increase in catastrophic storms across the country, you may discuss the possibility of having a wind/hail deductible with your agent. Keep reading to review what a wind/hail deductible is and how it can affect you in the event of a claim.

What is a Wind/Hail Deductible?

• A separate deductible that applies to home losses caused by wind, hail, tornadoes or other similar events.

What is the deductible limit?

• Percentage deductible, usually between 1-5% of your coverage A
• Example: COV A $350,000 with a wind hail deductible of 1%
• The deductible in this scenario is $3,500

Why is it important to review my policy home policy at renewal?

• Many carriers are beginning to add wind/hail deductibles to their home policies.
• The Coverage A limit can change upon renewal, thus changing the deductible amount as well.

Give Finlan a call at 734-453-6000 or put in a request here to speak to your agent to review your wind/hail deductible amount today!

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